Merchant Accounts

Although small businesses have historically been of little interest to criminals looking for valuable debit and credit card data, a recent Visa® analysis has found that small merchants account for more than 80 percent of data in security breaches. Because this is of obvious concern for businesses, Instamerchant.com, is proud to introduce a new Tokenization security product - a payment security solution that encrypts and tokenizes card holder data to actively prevent fraud and drastically reduce risk for merchants using an intermet merchant account.

Simply put, Tokenization is the process of creating a string of random characters called a token (or alias) that acts as a substitute for real data. The original value is maintained in an index database (the vault) and because there is no direct mathematical relationship between the original value and the resulting token, there is no key that can reverse the process to turn the token back into meaningful data - rendering crooks helpless.

"This Tokenization product is so powerful that it comes with a limited warranty that if the token is stolen by an unauthorized user it won't be able to be used fraudulently against the merchant," says David Standage, the owner of the credit card merchant account company - InstaMerchant.com.

While Tokenization and encryption aren't necessarily brand new technologies, they have recently become two of the leading technologies for the protection of sensitive payment card data. In fact, Tokenization has become such an important means for merchants to protect data post-authorization, that the Payment Card Industry (PCI) and the Security Standards Council are considering whether tokenization should be included in an upcoming version of the PCI Data Security Standards.

Rather than wait for Tokenization to be mandated, Instamerchant.com is proactively offering the technology in their new security solution because they believe the system is loaded with security benefits, will vastly reduce the risk of a data breach, as well as, lessen the scope and cost of their PCI security audits - all reasons to choose Instamerchant.com.

Every retailer, restaurant or Internet merchant that accepts debit and credit cards as a form of payment is at risk of hackers and thieves stealing their merchant data. However, Instamerchant.com, with their newly launched security solution, is proud to provide the peace of mind that these tokens, within their new system, cannot be monetized if exposed or stolen by an unauthorized user - an Instamerchant.com security solution that any small business can benefit from.

Instamerchant.com provides every type of electronic payment which includes credit card processing, check guarantee, debit cards and gift cards for both retail and Internet merchants. They work with all business types and sizes from home based Internet businesses to mom and pop retail stores, to large national chains. Instamerchant.com are experts when it comes to providing merchants with poor credit a bad credit merchant account.

Read more: http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/04/14/prweb8305755.DTL#ixzz1P2fJDOSO